One in six (16%*) drivers who use their personal car for business
trips have failed to inform their insurance provider, according
to a poll by The AA.
The survey of 1,855 drivers who use their personal car for work,
also found that one in 15 (6%) could not remember if they had
declared their visits to clients, off-site meetings and
conferences.
While three quarters (75%) of drivers have advised their insurer
of the business miles they carry out, 16% say that they have
underestimated the distance they travel.
The AA is advising business drivers to check their policies to
ensure they are adequately covered when they use their own car
for work**. While many standard policies will protect the main
policyholder commuting to one regular place of work, those
carrying out visits to multiple sites or clients should upgrade
their policy to include business use.
Similarly, some companies provide schemes where they have an
insurance policy that will cover the business miles travelled by
employees, but they need to the be registered to the scheme and
may be required to take online learning or have a driving
assessment.
Without the correct insurance cover, some drivers may find
themselves unable to make a claim if they were using the vehicle
for a business trip but had not informed their provider.
Gus Park, managing director of AA Insurance Services, said; “Some
drivers who use their own cars for regular off-site business
trips are running the risk of not being covered should the worst
happen.
“Adding business use to your policy is a small task, but can make
a big difference. If you regularly travel to see customers or
attend conferences, it is really important to make sure your
policy is fit for purpose.
“As well as checking your own policy, it's also worth checking if
your employer offers some form of business cover and if so, what
you need to do to join the scheme.”
ends
NOTES TO EDITORS
* Yonder received 1,855 responses from AA members to its online
poll between the 8th to 16th July 2024 Yonder is a member of the
British Polling Council and abides by its rules.
** Business car insurance |
AA Insurance (theaa.com)
